The home buying process typically includes many of the following elements; I will be your resource and guide every step of the way.

Initial Consultation

  • Determine your priorities and needs

  • Review “agency” choices and select appropriate working relationship

  • Discuss financing options

Obtain Financing

  • Find a mortgage company

  • Consult with a loan officer

  • Pre-qualification

  • Complete loan application

  • Obtain loan pre-approval

  • Provide requested documentation

Finding the Right Home

  • Your agent will show you properties based on your criteria

  • Evaluate each properly with your agent

  • Choose the right home

Preparing an Offer

  • Review comparable sales to determine offer price

  • Review seller’s property disclosures

  • Decide on other terms (inspections, possession date, personal property)

  • Prepare earnest money deposit

Reaching an Agreement with a Seller

  • Present your offer

  • Negotiation of terms and possible counteroffers

  • Agreed-upon sales contract with seller

Completing the Settlement Process

  • Deposit of earnest money

  • Property, pest and other inspections

  • Property appraisal

  • Loan processing and final loan approval

  • Remove any remaining contingencies

  • Arrange for homeowners insurance

  • Arrange for home warranty

  • Arrange for movers

  • Final walk-through of properly with your agent

  • Provide balance of down payment and closing costs

  • Sign Documents

  • Loan Funding

  • Receive keys from sales associate

  • Move in!

Buyers Quick Links

CONTACT ME TODAY

Specializing in the City of Pittsburgh and its Southern Communities